Alternatives to Bankruptcy in Los Angeles

Is filing bankruptcy your best option?

When you are in serious financial trouble, you may believe that your only option is to file for bankruptcy. In fact, there could be an alternative that would get your debts under control, and get you back on the road to financial health without filing. A Los Angeles bankruptcy lawyer from Matthews Law Firm has served the local community for two decades, and can immediately review your situation to find an alternative that will serve your interests and protect you from foreclosure, lawsuits and other serious trouble.

Foreclosure Defense, Debt Settlement, Debt Consolidation and Defending Your Consumer Rights

If you are paying a mortgage that is unmanageable, there are options that we can assist you with. Whether you are a victim of violations of the Truth in Lending Act, or if you just need help getting your lender to cooperate in arranging a loan modification, we know exactly how to approach these issues. Some debt collectors are acting in violation of your rights as a consumer under the Fair Debt Collection Practices Act, a federal law regulating debt collectors. If you are threatened, subjected to numerous calls, over and over within a short period, or a collector uses profanity, among other restrictions, we could help you take legal action against them, and even pursue compensation for damages.

There are some debt-related situations that can be resolved through debt settlement or debt negotiation. We are skilled negotiators and know how to fight for the very best deal for you, the consumer. We know how low a creditor will go, and it is usually much, much lower than an individual could arrange for themselves. Any debt that has gone into collections was sold for a very low amount to the debt collection firm. They try to get as much as possible, but the amount they will actually settle for is much lower than you might guess. We know how these companies operate, and can take them on for you and get them under control. Once we are managing the process, they lose the right to contact you, a huge benefit.

Contact a Los Angeles bankruptcy lawyer from our firm if you need help finding an alternative to bankruptcy.