Wage Garnishment

When can wage garnishment be used to collect a debt?

Wage garnishment is a somewhat extreme method that collectors may sometimes use in order to collect a debt that has gone unpaid. When an individual has shown that they are unable or unwilling to repay a legitimate debt, then a creditor may take the appropriate steps to have those funds removed from a paycheck before the person ever gets a chance to see it. This process can be stopped, however, and a skilled Los Angeles bankruptcy lawyer can help accomplish that.

While wage garnishment is a legal means of collecting a debt, its effects can be devastating for individuals and families alike who are already depending heavily on that money that is now being diverted to a creditor who is only interested in being repaid. One of the most effective methods of resolving wage garnishment issues is to file for bankruptcy. When bankruptcy proceedings begin, all attempts to garnish the wages of the debtor are halted as debts are reconfigured into a payment plan which may be paid out over a period of 3 to 5 years.

Wage Garnishment Defense in Los Angeles

Wage garnishment is a serious matter, and it requires serious legal support. Art Matthews, founder of Matthews Law Firm, is a University of Southern California law graduate with an undergraduate degree in Business Administration. This knowledge of business and law is what our firm uses to provide the very best support for our clients throughout Los Angeles who face the threat of wage garnishment. Our top priority is to make it possible for you to achieve financial security, and part of our obligation to our clients is to see that they avoid harmful repayment methods like wage garnishment. We support your right to a second chance at success and we will fight to see that you get as much of it as possible.

Contact a Los Angeles bankruptcy lawyer if you want to avoid creditors' threats to garnish your wages in order to collect a debt.